It is almost cliché for my generation to joke that Social Security will be gone before we retire. It may be a stretch, but it really is no joking matter. Social Security is in a bad way, and it is getting worse.
The number of Social Security recipients is growing faster than the number of people paying into it. It is a likely scenario that the Social Security trust fund (which doesn’t really exist, anyway) will be gone by the time I stop paying in and start asking for it back.